Insights
Plain answers to expensive questions.
Written by the advisors and CPAs who prepare our clients’ returns. No jargon, no predictions.
Equity comp
3 min read
RSUs are taxed when they vest. Here’s what that means for April.
Your employer withholds tax on your RSUs, but often at a flat 22%. If your bracket is higher, the difference arrives in April.
Read →
Retirement
3 min read
Roth conversions in a low-income year: the window most retirees miss
The years between your last paycheck and required distributions may be the lowest-tax years you’ll ever have. Here’s how to use them.
Read →
Tax planning
3 min read
Tax-loss harvesting without the wash-sale trap
Selling at a loss can lower your tax bill. Buying it back too soon can erase the benefit. Here’s how to harvest losses cleanly.
Read →
Business owners
3 min read
Selling your business: the tax decisions that happen two years before the sale
By the time you sign a letter of intent, most of the tax on your sale is already decided. Here’s what to settle first.
Read →
Estate
3 min read
Inheriting an IRA under the 10-year rule
Most people who inherit an IRA must empty it within ten years, and some must take withdrawals every year. Here’s how to plan the clock.
Read →
Visit, call or log in
Denver
1450 Larimer Street, Suite 800, Denver, CO 80202
Call
Mon–Fri, 8:30–5:30 MT. Extended hours Feb 1 – Apr 15.
The quarterly tax letter
Four emails a year: what changed, what’s due, what to decide. No sales.
Ostrand Wealth & Tax, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
Nothing on this site is tax, legal or investment advice for your situation. Talk to us, or to your own advisor, before acting on it.
© 2026 Ostrand Wealth & Tax, LLC