Fees
What you’ll pay, on one page.
We’re fee-only. The numbers below are the whole of how we’re paid.
Calculate your annual fee.
Fee schedule
Three ways to work with us.
Full relationship
First $1M
1.00%
$1M–$3M
0.75%
$3M–$10M
0.50%
Above $10M
0.35%
Tiered like tax brackets: each rate applies only to the assets in its band. Minimum $750,000.
Planning and tax
$6,000 a year, flat
Accounts stay where they are. Return included. $7,500 with a business return.
Tax only
From $1,800 per return
With a planning letter. From $2,600 with equity, rentals or a K-1.
Scope
What the fee covers, and what it doesn’t.
Included
Household federal and state returns
Two tax projections a year
Written plan, updated yearly
Portfolio management and rebalancing
Quarterly estimated tax calculations
Responses to IRS and state letters on returns we prepared
Coordination with your attorney and insurance agent
Not included
Fund expenses, charged by the fund (we favor low-cost funds; typically under 0.15%)
Custodian trading costs, if any
Separate business returns (quoted separately)
Legal work, such as drafting wills and trusts
Audit representation for returns we didn’t prepare
Billing and custody
How you’re billed, and where your money is.
The full-relationship fee is billed quarterly in arrears, based on your account value at quarter end. It’s deducted from the account you choose and shown as its own line on your custodian statement.
Your accounts are held at an independent, third-party custodian in your name. We have authority to place trades and deduct our fee, and nothing else. We can’t withdraw money or send it anywhere but back to you.
You can leave at any time. Fees are prorated to the day; nothing is charged to leave.
Questions
About the fee.
Is the tax return really included in the percentage fee?
Why a percentage of assets instead of a flat fee?
Do you ever earn anything else from my accounts?
I finally understand what I pay and what it covers. The fee is on one line of my statement, and my return is prepared by the same team that manages the account.
Maya L., physician, Denver
Current client. No compensation was provided for this statement. Individual experiences vary and may not be representative.
Next step
Know the fee. Now see what it buys.
On a 30-minute call we’ll look at your last return and show you the first decisions we’d make.
We reply within one business day.
Visit, call or log in
Denver
1450 Larimer Street, Suite 800, Denver, CO 80202
Call
Mon–Fri, 8:30–5:30 MT. Extended hours Feb 1 – Apr 15.
The quarterly tax letter
Four emails a year: what changed, what’s due, what to decide. No sales.
Ostrand Wealth & Tax, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
Nothing on this site is tax, legal or investment advice for your situation. Talk to us, or to your own advisor, before acting on it.
© 2026 Ostrand Wealth & Tax, LLC