Services
Tax planning & preparation
Your return is the last step of the plan, not the first time anyone looks.
Most people meet their tax preparer once a year, after every decision that shaped the bill has already been made. The return records the year; it can’t change it. Meanwhile the advisor making the decisions often never sees the return, so the same mistakes repeat: estimates set from last year, gains taken in the wrong year, deductions bunched in the wrong place.
Households with income from several sources (salary, equity, a business, investments, rentals) and anyone who has been surprised by a tax bill in the last two years.
Federal and state returns for the household, prepared and reviewed in-house
A tax projection in May and another in November
Quarterly estimated payments calculated from your actual year
A planning letter with each return: what to do differently next year
Responses to IRS and state notices on returns we prepared
Multi-state returns if you’ve moved or earn in more than one state
Jan–Mar
Documents collected through the portal; return prepared, reviewed by a second preparer, and walked through with you before filing.
Apr–Jun
Projection for the new year; estimated payments reset.
Jul–Sep
Mid-year check on vests, business income and gains.
Oct–Dec
Year-end projection and the December moves: harvesting, conversions, gifts.
Bunching two years of charitable gifts into one through a donor-advised fund, so the deduction clears the standard deduction.
Raising the fourth-quarter estimate after a large bonus to avoid an underpayment penalty.
Choosing which lots to sell so a rebalance produces a loss, not a gain.
Examples describe typical situations, not the results of any specific client. Outcomes depend on your circumstances.
Can you prepare my return if you don’t manage my money?
What if I’ve already filed an extension?
Do you prepare returns for other states?
Related reading
Tax planning
Why we prepare your return in-house
A tax return records decisions that were made months earlier. We think the people who plan those decisions should be the ones who file them.
Read →
Tax planning
Tax-loss harvesting without the wash-sale trap
Selling at a loss can lower your tax bill. Buying it back too soon can erase the benefit. Here’s how to harvest losses cleanly.
Read →
Next step
Talk to the person who’d run this for you.
A 30-minute intro call, with the advisor who leads this work.
What does it cost? See our fees page.
Visit, call or log in
Denver
1450 Larimer Street, Suite 800, Denver, CO 80202
Call
Mon–Fri, 8:30–5:30 MT. Extended hours Feb 1 – Apr 15.
The quarterly tax letter
Four emails a year: what changed, what’s due, what to decide. No sales.
Ostrand Wealth & Tax, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
Nothing on this site is tax, legal or investment advice for your situation. Talk to us, or to your own advisor, before acting on it.
© 2026 Ostrand Wealth & Tax, LLC