Services
Investment management
We don’t try to beat the market. We try to keep more of what it gives you.
Two investors with the same funds can keep very different amounts, depending on which account holds what and when gains are taken. Most portfolios are built one account at a time, with no view of the tax each holding produces or the return it will end up on.
Households with $750,000 or more to invest across taxable, IRA, Roth and inherited accounts who want the whole picture managed as one.
A written investment policy for your household
Globally diversified portfolios built from low-cost funds
Asset location: tax-inefficient holdings in sheltered accounts
Rebalancing with tax-lot selection and loss harvesting
Cash planning for the next 12–24 months of spending and taxes
Custody at an independent firm, in your name
Onboarding
Accounts moved in kind where possible; nothing sold for a large gain until the tax is modeled.
Quarterly
Review, rebalancing where bands are breached, and harvesting where losses appear.
November
Year-end gain and loss budget set with the tax projection.
Yearly
Investment policy reviewed with your plan.
Moving bond holdings into an IRA and stocks into taxable accounts to lower the annual tax on dividends and interest.
Spreading the sale of a large, low-basis position over three tax years.
Holding a cash reserve for an April tax bill instead of selling in a down market.
Examples describe typical situations, not the results of any specific client. Outcomes depend on your circumstances.
Do you pick stocks?
Will moving my accounts create a tax bill?
Can I see what you’re doing?
Next step
Talk to the person who’d run this for you.
A 30-minute intro call, with the advisor who leads this work.
What does it cost? See our fees page.
Visit, call or log in
Denver
1450 Larimer Street, Suite 800, Denver, CO 80202
Call
Mon–Fri, 8:30–5:30 MT. Extended hours Feb 1 – Apr 15.
The quarterly tax letter
Four emails a year: what changed, what’s due, what to decide. No sales.
Ostrand Wealth & Tax, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
Nothing on this site is tax, legal or investment advice for your situation. Talk to us, or to your own advisor, before acting on it.
© 2026 Ostrand Wealth & Tax, LLC