Services
Estate & legacy planning
The plan for what you leave, and the paperwork when you inherit.
Estate plans are often drafted once and never checked against the accounts they’re meant to govern. Beneficiary forms override wills. Inherited IRAs come with a ten-year clock. And when a parent dies, there’s a final return, possibly a trust return, and dozens of decisions made at the worst possible time.
Families putting an estate plan in place or updating one, and anyone who has recently inherited accounts, property or a trust.
Review of wills, trusts and every beneficiary form
Coordination with your estate attorney on changes
Charitable giving plans, including donor-advised funds
Inherited IRA withdrawal schedules under the 10-year rule
Final individual, estate and trust returns
An inventory of what was inherited and its stepped-up basis
First year
Documents reviewed; beneficiary forms corrected; attorney briefed.
Every year
Gifts and charitable plans set at the year-end projection.
After a death
Inventory, basis records and a filing timeline in the first 60 days.
Ten-year rule
Inherited IRA withdrawals spread across the years you choose.
Updating an IRA beneficiary form that still named a former spouse.
Taking inherited IRA withdrawals in the lower-income years of the ten-year window.
Gifting appreciated shares to a donor-advised fund instead of cash.
Examples describe typical situations, not the results of any specific client. Outcomes depend on your circumstances.
Do you write wills and trusts?
I’ve just inherited an IRA. What do I have to do this year?
Can you file my parent’s final return?
Next step
Talk to the person who’d run this for you.
A 30-minute intro call, with the advisor who leads this work.
What does it cost? See our fees page.
Visit, call or log in
Denver
1450 Larimer Street, Suite 800, Denver, CO 80202
Call
Mon–Fri, 8:30–5:30 MT. Extended hours Feb 1 – Apr 15.
The quarterly tax letter
Four emails a year: what changed, what’s due, what to decide. No sales.
Ostrand Wealth & Tax, LLC is an SEC-registered investment adviser. Registration does not imply a certain level of skill or training.
Nothing on this site is tax, legal or investment advice for your situation. Talk to us, or to your own advisor, before acting on it.
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